Financing Terms

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  • Maximum age of financed vehicles cannot exceed 5 years from the date of first registration of the vehicle;
  • The contract administration fee is paid only once, along with the advance -payment, at the moment of the signing of the contract and it is calculated as a percentage of the input value (supplier price) of financed vehicle;
  • Depending on the creditworthiness of the customer, final offer is subject to change;
  • The minimum period of lease is 12 months, according to the law in force;
  • The Insurance regarding the overall risk (Full Casco) is made at the entry value of the good – including VAT through an insurance company agreed by the financing bank, with the prior consent of the customer;
  • The insurance is managed through company Capital ASIG and will be paid by you through a modality also, chosen by you (cash/OP – monthly, quarterly, annually);
  • For new cars, pollution tax is paid after signing the lease contract, before the vehicle registration;
  • All amounts expressed in EUR shall be paid in RON at the exchange rate of invoice date.

Leasing EchipamenteEquipment

  • Maximum age of financed equipment financed cannot exceed 5 years from the date of their manufacture;
  • The contract administration fee is paid only once, along with the advance-payment, at the moment of the signing of the contract and it is calculated as a percentage of the input value (supplier price) of financed equipment;
  • Depending on the creditworthiness of the customer, final offer is subject to change;
  • The minimum period of leasing is 12 months, according to the law;
  • The Insurance regarding the overall risk (All Risk) is made at the entry value of the good – including VAT through an insurance company agreed by the financing bank, with the prior consent of the client;
    The insurance is managed through company Capital ASIG and will be paid by you through a modality also, chosen by you(cash/OP – monthly, quarterly, annually);
  • All amounts expressed in EUR shall be paid in RON at the exchange rate of invoice date.

foto casaReal-Estate

  • The contract administration fee is paid only once, along with the advance-payment, at the moment of the signing of the contract and it is calculated as a percentage of the input value (seller price) of financed real-estate;
  • Notary fees for acquisition/transfer of real-estate property are the responsibility of the user;
  • Depending on the creditworthiness of the customer, final offer is subject to change;
  • The minimum period of leasing is 12 months, according to the law in force;
  • The real-estate insurance is made at the entry value of the good – including VAT through an insurance company agreed by the financing bank, with the prior consent of the client. The insurance is managed through company Capital ASIG and will be paid by you through a modality also, chosen by you (cash / OP – monthly, quarterly, annually);
  • All amounts expressed in EUR shall be paid in RON at the exchange rate of invoice date.