Financial conditions

Motor vehicles

  • The financed motor vehicles can’t be older than 5 years since the date of the vehicle first registration;
  • The contract managing tax is paid only once, along with the deposit, on signing the contract and is considered percentage of the entry value (supplier price) of the financed vehicle;
  • Depending on the customer’s financial creditworthiness, the final offer may suffer changes;
  • The minimal period of a leasing contract is of 12 months, according to the legal norms in force;
  • The general risk insurance (Full Casco) is concluded based on the asset entry value – including VAT, by means of an insurance company accepted by the financing bank, with the client’s previous consent;
  • The insurance is operated through Capital ASIG and it will be paid by whatever means you choose (cash/payment order – monthly, quarterly, annually);
  • All sums indicated in EUR will be paid in RON at the exchange rate of the invoice date.

Equipment

  • The financed equipment can’t be older than 5 years since the date of their manufacturing;
  • The contract managing tax is paid only once, along with the deposit, on signing the contract and is considered percentage of the entry value (supplier price) of the financed equipment;
  • Depending on the customer’s financial creditworthiness, the final offer may suffer changes;
  • The minimal period of a leasing contract is of 12 months, according to the legal norms in force;
  • The general risk insurance (All Risk) is concluded based on the asset entry value – including VAT, by means of an insurance company accepted by the financing bank, with the client’s previous consent. The insurance is operated through Capital ASIG and it will be paid by whatever means you choose (cash/payment order – monthly, quarterly, annually);
  • All sums indicated in EUR will be paid in RON at the exchange rate of the invoice date.

Real estate

  • The contract managing tax is paid only once, along with the deposit, on signing the contract and is considered percentage of the entry value (supplier price) of the financed real estate;
  • The notarial fees for the real estate property acquisition / transfer shall be paid by the user;
  • Depending on the customer’s financial creditworthiness, the final offer may suffer changes;
  • The minimal period of a leasing contract is of 12 months, according to the legal norms in force;
  • The real estate insurance is concluded based on the asset entry value – including VAT, by means of an insurance company accepted by the financing bank, with the client’s previous consent. The insurance is operated through Capital ASIG and it will be paid by whatever means you choose (cash/payment order – monthly, quarterly, annually);
  • All sums indicated in EUR will be paid in RON at the exchange rate of the invoice date.